Workers’ compensation benefits can provide much-needed relief to injured employees in Chesterfield County. These benefits are intended to cover an injured person’s medical treatment and other expenses arising from the injury.
If you need help seeking workers’ compensation benefits or appealing a denied claim, you could benefit from the services of an experienced attorney. A dedicated workers’ compensation lawyer could handle the details of your case while you focus on healing.
Workers’ compensation covers lifetime medical benefits, including out-of-pocket expenses. This includes all medical treatment that is reasonable, necessary, and directly related to the work injury if performed by an authorized treating physician.
Workers’ compensation also reimburses injured workers for transportation to and from doctor’s appointments. It should also reimburse them for out of pocket medical expenses for treatment that is reasonable, necessary, and directly related to their work accident.
Workers’ compensation provides lost wage benefits if the person is unable to work while recovering from the injury. In some cases, the injury is so severe that the individual is unable to return to their previous job. However, they may be able to work in a different occupation. If they are working light duty and earning less money, workers’ compensation will pay them temporary partial disability benefits. If they have a permanent loss of use to an extremity, they can receive permanent partial disability benefits as well.
Workers’ compensation pays two-thirds of the injured worker’s pre-injury average weekly wage. This is calculated by looking at 52 weeks of earnings at that employer, averaging it out, and taking two-thirds of that sum. However, if they are a high wage earner, there is a cap on the amount of benefits they can receive, and that cap changes every year.
Lost wages are available for a maximum of 500 weeks, which is about 9.6 years. In certain cases, a claimant can qualify for permanent total disability benefits and receive lost wages for the rest of their life.
When seeking benefits on behalf of an injured worker in Chesterfield County, a lawyer can first file a claim with the Virginia Workers’ Compensation Commission. The attorney then follows up to determine whether the claim will be accepted or denied.
If the claim is denied, the lawyer can send discovery to the insurance company asking them the basis for their denial and all of the evidence and documentation available. The next step is depositions. If the claim is still unresolved, a seasoned lawyer can represent the claimant in a hearing before the Workers’ Compensation Commission. Alternatively, the case may end with a lump sum settlement.
Unfortunately, many workers have difficulty applying for benefits or see their claims denied. Fortunately, a Chesterfield County lawyer can help you file a claim or challenge a denial in pursuit of the workers’ compensation benefits you need. Call today to schedule a consultation.