All too often, workers suffer catastrophic injuries while they are on the job or off-site performing work-related activities. In many cases, workers may be permanently disabled and unable to return to their previous employment. Workers’ compensation helps provide financial support in this situation, but insurance companies and employers may use various tactics to deny or reduce the benefits.
In this situation, consulting a Hanover County workers’ compensation lawyer can be beneficial. Legal counsel can help injury victims navigate the complicated workers’ compensation claims process and maximize their benefits.
Injured workers sometimes lose out on benefits because they fail to follow the necessary procedures following their accidents. Under Virginia Code § 65.2-600, injured workers must report injuries to their employers no later than 30 days after the accident. The notice should contain the time and place of the incident and a short description of what occurred. The notice must also detail the injuries sustained and the location of any pain. A workers’ comp lawyer in Hanover County may be able to help injured employees comply with all necessary procedures.
On-the-job injuries and illnesses arising out of employment may qualify someone for workers’ compensation. The available benefits vary according to the nature and extent of the injuries. Some common examples include:
If a workplace accident is fatal, the surviving family members of deceased workers may be entitled to death benefits.
Workers’ compensation can be invaluable as injured employees try to get back on their feet following a severe injury. Some types of benefits are available immediately, which can ensure that injury victims get the health care and wage replacement that they need. However, other types of benefits can take weeks or months to begin.
For instance, an employer will often make a panel of medical providers available to treat injuries immediately. However, cash or wage loss benefits are subject to a seven-day waiting period, and that is only if the insurance company approves the claim. Otherwise, as a workers’ compensation attorney in Hanover County may advise, it can be a much lengthier process.
Temporary benefits are not available until employees have been unable to work for at least seven days. However, they may be able to recoup compensation for those seven days if they ultimately miss work for 21 days or longer.
Temporary partial disability (TPD) benefits may be available for workers who can return to work on light duty with restrictions. In this instance, TPD provides two-thirds of the difference between pre- and post-injury wages.
Temporary total disability (TTD) benefits are available for workers who cannot work or cannot find a job to accommodate light duty restrictions. These benefits amount to two-thirds of a worker’s pre-injury wages.
If the injuries or illness lead to permanent disability and inability to work, then individuals may be entitled to permanent total disability benefits. In some situations, permanent partial disability benefits may also be available.
When a catastrophic workplace injury or illness strikes, you may be worried about your ability to support yourself and return to work. This adds financial stress at a time when you are still in pain and struggling to recover from your injuries.
If you are in this situation, you may be able to learn about your rights and responsibilities from a Hanover County workers’ compensation lawyer. A legal professional could handle the details of your claim while you focus on your health. Call now to schedule a consultation.