While missed wages and other financial losses may be of great concern to someone injured in a workplace accident, your first priority after being injured on the job will most likely be to recover from your injuries. Fortunately, under state law, workers’ compensation could cover medical costs and lost wages you have following such an incident.
It could be beneficial to understand your treatment options ahead of time, so you can make better decisions about what benefits to pursue through the workers’ compensation process. A seasoned lawyer could answer any further questions you have about medical treatment and workers’ compensation benefits in Hanover County.
There are many types of injuries that could lead to filing workers’ compensation claims in Hanover, but some of the most common workplace injuries include:
If the injury does not result in any time missed from work, Hanover workers’ compensation regulations allow for a medical-only claim, in which no wage loss benefit is paid out and an injured employee only receives medical treatment.
Maximum medical improvement (MMI) is the point at which a physician feels that no additional treatment will make an injury better than it currently is. If an injured employee has reached MMI and still feels they are unable to return to work, their treating physician could conduct a functional capacity evaluation to confirm the employee’s current inability to perform job duties. If it is determined that an injured employee is unable to return to work, workers’ compensation benefits could continue to be paid out.
Reaching maximum medical improvement does not mean an injured employee must return to work. In some cases, for example, people might find their workers’ comp medical treatment in Hanover County is insufficient if they continue to experience pain after an extended period of treatment. If that is the case, they could discuss the issues with their physician, who may refer them to a different or additional specialist to help them.
An insurance company or employer can provide a qualifying injured employee with a list of physicians to choose from. If that information was not provided to the injured employee and they must seek out their own doctor, the professional would be considered the treating physician, and the worker must continue seeing them.
An insurance company cannot dictate what treatment an employee receives for their workplace injury. They may advise the injured employee of the panel of physicians they can choose from, but they cannot manage or dictate medical treatment in the context of Hanover County workers’ compensation.
Consistent communication with your doctors and specialists is essential to getting back on your feet after a workplace injury. However, staying on top of procedural requirements for workers’ compensation could be just as important for your financial wellbeing, especially if your injury is severe enough to keep you out of work for a long period of time. Talk to a qualified personal injury attorney about the medical treatment options you could take advantage of through workers’ compensation in Hanover County.